Insurance

Here's some quick pictures of the evolution of the dining room- now severely damaged by fire.
One year ago before we renovated:

During renovations:

Renovation complete:

Now, after the fire- all the damage is from water, the actual fire was upstairs in the neighbor's house.

Please make sure your home owner's or renter's insurance is up-to-date.  I was looking over our home owner's policy, bundled with our car insurance we get a discount and its only about $55 a month (less than most cell phone plans), renter's is much less because they are only insuring your belongings, not the structure.  I don't even want to speculate the cost of damage.  Our insurance is covering the water abatement, renovations, cleaning, repairing or replacing our belongings and relocating use for the time being.  We feel blessed to be safe and to know that everything is going to be ok. :-)