Monday, October 17, 2011

*New* House

Our neighbor's house caught fire July 8th and spread to ours.  It's now October 17th and we are still living in a hotel. Our neighbors weren't insured, but I no longer feel bad for them.  One sure-fire way to go from home owner to homeless in 90 seconds is a house fire.  They still haven't sold their house or repaired it.    We had to pay to have their roof patched and plan on suing them to be reimbursed, or else repairs could not have continued on ours.  Turns out they don't own their house, the owner is deceased and they never went to probate court.  We'll never see that money again.  But on the bright side, our house is nearly finished.  Our contractor just needs to refinish the floors and install the windows in the front.  We've been successful in getting the house on the other side of the fire declared blighted, so hopefully that we be sold and renovated.
It's been quite a journey. 
During renovations, our contractor has completely redone our electrical.  We had an old house, so he has added new outlets to every room.  Our office only had 1 outlet, so if you wanted to print, you had to unplug the lamp and plug in the printer.  He added light switches, so I can now turn on the upstairs hall light from downstairs- so I don't have to walk upstairs in the dark.  He put an outlet and light outside in the back.  He also had to completely renovate the addition that had been put onto the house in the 1950s.  We had hardwood floors throughout the house and he did an excellent job matching the floors that were replaced to the existing floors.  Same with the trim.  His guys did a better job patching the plaster and painting than I did. 
My husband's father is a pipe fitter and came down to switch our boiler out.  Good thing, too, because he discovered our chimney wasn't lined.  That turned out to be another huge expense.  With the new insulation, windows and boiler, our house will be much more efficient. 
I think we'll be back in the house in a few weeks.
All of our savings are gone, the insurance didn't cover much of the problems discovered while repairing the house.  We have had to fight them on every front.  They only wanted to pay to paint some of the rooms and parts of the others, they only wanted to replace 1 room's floor.  Our insurance adjuster is an idiot.    Our tenant has the same insurance company and hasn't received this poor customer service. Our adjuster is so terrible, that we only communicate with him via email to have documentation and forward and cc everything to his superiors.  No one should ever have to go through this ordeal.  I'll be happy when we move back into our house, but our adoption fund has been depleted and we have spent countless hours fighting insurance with what we are due.
Here are some updated pictures of the house:
Office

Second Bedroom

renovated addition

how they left my kitchen

third bedroom

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